Far and away, the most significant benefit of a VA loan
is the borrower's ability to purchase with no money down.
Apart from the government's UDSA's Rural Development home
loan and Fannie Mae's Home Path, it's all but impossible
to find a lending option today that provides borrowers
with 100 percent financing.
VA loans also come with less stringent underwriting standards and requirements than conventional loans. In fact, about 80 percent of VA borrowers could not have qualified for a conventional loan. These loans also come with no private mortgage insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20 percent of the loan amount.
"Very easy process. Charles is very knowledgeable and professional. Every question was answered and we were given all options available and never pressured into a decision. I would definitely recommend Max Mortgage."
"Kajah and Charles, I am so happy for you guys. Congratulations on becoming 1st time home owners! "
"My experience with Max Mortgage was simply AWESOME! The entire process was so smooth that it was hard to believe it was happening....I was finally buying a house! "